Watch and listen more to NTA and other local news channels. They help you to know this country beyond the darker hue of social media, and that knowledge may help you make dispassionate and objective financial, economic, and political decisions. Nigeria is a beautiful and prosperous nation. NTA would give you the right lenses to see unexplored markets, and the local radios would make you hear about hidden opportunities in far-flung cities and big markets. Too much of Rufai Oseni would make you negative and cynical. Plenty of money and opportunities are in this country. Believe me.

Grow your vegetables and raise your proteins as much as practicable. 5 egg-laying chickens, a few pullets, and 2 goats wandering around your house would support your protein needs and hedge you against further food inflation. You could even do some sack farming. It is criminal to spend this much on food. Home Agriculture helps to conserve funds.

If you haven’t, please join a co-op, investment club, or WhatsApp group, and don’t hesitate to invest in the Nigerian Stock Exchange Market (and or the US Stocks if you are fortunate to have a good mentor). For the past 20 months or so, the Nigerian Exchange Market has literally, without noise been printing paper money for investors. Some stocks have returned 700% within 24 months. It has turned bland folks near us into multimillionaires while we shout ourselves hoarse about Dele Farotimi. Again, get a good stockbroker, accountant, or experienced lawyer to guide you in the market. It’s a Tinubu Bull, and it doesn’t look like the music will stop soon.

Avoid fake prophets and reduce your expectations of politicians. The two are identical twins from the same chromosome. They would promise you what God has not said and push you to fall into the pit of fear, disappointment, and depression. Stay in private prayer with your God, and don’t turn any man into a god. God does not love that prophet more than you. And that politician friend is not as buoyant as you think. He, too, is afraid of EFCC. Stop laying your burdens on him.

If you are above 40 and you graduated more than 15 years ago, in 2025, go back to school! It’s fun. It’s exhilarating! You would feel younger again. About 10 years ago, I had a 40-year-old consultant pediatrician as a friend-mate who came back to study law. Riding, studying, and laughing together with him was fun. A 65+ high chief won the best-dressed law student in my class/set. He wore an original Gucci and rode a powerful ML. The girls preferred to talk to him than the 23-year-old male undergraduates. That’s part of the benefits.

Go study for a new bachelor’s degree. Do French, Fine Arts, Economics, Arabic Studies, Theology, Data Science, Law, Philosophy, History. Don’t listen to Reno Omokri’s rants about these courses. He doesn’t know all things. Don’t even do it to advance a career. Do it for the fun out of it. At 40+, you have an advantage: you wouldn’t soak garri to lectures; rather, you’ll walk from the comfort of a hotel to classes because you are now in a better financial position than you were as a 19-year-old when you first took a degree. And you are too big to be sexually or emotionally molested by any lecturer now. Since you probably don’t even need the certificate to get a job, it is not likely you would carry an expo during exams.

Keep fit. Walk 8,000 steps every day. Shed weight. Enjoy the sun. And forgive the Obidients around you and Batists like me who offended you in 2024. Because we would give more offenses in 2025.

Happy New Year in Advance.

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